A Sample of Really Nice Homes in DERWOOD MARYLAND, 20855
December 29, 2011 by admin · Leave a Comment
A Sample of Really Nice Homes in
DERWOOD MARYLAND, 20855

5617 SILO HILL CT, DERWOOD, MARYLAND 20855
Price: $969,000
CIRCULAR DRIVEWAY TO EXPANSIVE DECK WITH SCREENED IN GAZEBO.THIS HOME BOAST …
MLS# MC7544299
Bedrooms: 6
Bathrooms: 4
Partial Baths: 1
Acres: 1.47
6001 WILLOW HILL LN, DERWOOD, MARYLAND 20855
Price: $899,000
CUSTOM HOME ON 2+ ACRES WITH PUBLIC WATER IN MONTGOMERY COUNTY. ALL BRICK …
MLS# MC7585144
Bedrooms: 5
Bathrooms: 5
Partial Baths: 1
Square Ft: 7158
Acres: 2.12
19820 MEREDITH DR, DERWOOD, MARYLAND 20855
Price: $740,000
MOTIVATED SELLER WANTS OFFER! GREAT NEW PRICE!! Stunning expanded-renovated Colonial on a beautifull …
MLS# MC7702379
Bedrooms: 5
Bathrooms: 3
Partial Baths: 1
Square Ft: 5737
Acres: 0.759986
19816 MEREDITH DR, DERWOOD, MARYLAND 20855
Price: $719,000
WOW!! Expansive NVR Kings Mill Model loaded with all the amenities one would want-add the pristine l …
MLS# MC7731327
Bedrooms: 4
Bathrooms: 4
Partial Baths: 1
Acres: 0.729982
Do you want to see any of these properties ?. . In 3 hours or less?
CALL ON US!
And Let Us Work For You!
Here at Herboso & Associates, we understand what an important decision is finding just the right home . .
Our agents are committed to finding just the right place for you, your family, and even your beloved pets.
Our dedication to the buyers is unsurpassed in customer satisfaction.
Tell us — How can we help you?
About Derwood Maryland
Derwood Maryland is located east of Rockville Maryland, originally this area was referred as “Deer Park” for the abundance of these animals that still are seen roaming around freely . . .
To get customized reports for relocating families or specific school assignments, please send your request to mailto:info@ReallyNiceHomes.com
Thank You,
www.ReallyNiceHomes.com
Really Nice Homes For Sale in Frederick Maryland
December 21, 2011 by admin · Leave a Comment
A Sample of Really Nice Homes in
Frederick Maryland 21702,21703,21704
6060 WHITE FLINT DR, FREDERICK, MARYLAND 21702

Price: $999,999
Recently Renovated Brick Colonial,Approx 6849 SQ/FT On 3 Fin Lvls W/Sun Filled Walk/Out Lower Lvl,Ex …
MLS# FR7704319
Bedrooms: 4
Bathrooms: 3
Partial Baths: 2
Acres: 1.66999
109111 RECORD ST, FREDERICK, MARYLAND 21701
Price: $940,000
This Magnificent Home is located on beautiful, desirable Record Street with a sweeping view of Frede …
MLS# FR7736099
Bedrooms: 6
Bathrooms: 3
Partial Baths: 2
Acres: 0.177663
6948 CLIFTON RD N, FREDERICK, MARYLAND 21702
Price: $899,000
REMARKABLE COUNTRY ESTATE. The McSherry-Holter House, circa 1901, sits high atop Old Braddock Mount …
MLS# FR7630501
Bedrooms: 7
Bathrooms: 3
Partial Baths: 1
Square Ft: 4696
Acres: 9.4
Do you want to see these properties or more?. . in 3 hours or less?
CALL ON US!
And Let Us Work For You!
The Pulse on the Market for Montgomery County. .
November 18, 2011 by admin · Leave a Comment


The Pulse on the Market for Montgomery County . .
18 Days of SOLD PROPERTIES in MONTGOMERY County Maryland
(November 1st to November 18th)
Let’s begin. . .
270 SOLD PROPERTIES during the first 18 days of November 2011
209 were REGULAR SALES. . Non-distressed (Short Sales and Foreclosures)
45 were SHORT SALES (SALES)
And
16 were FORECLOSURES
Equals 270 SOLD PROPERTIES
Let’s dissect these numbers a little more in detail. .
- Silver Spring Maryland has the most action on the market these days. . .in all categories
- Bethesda and Potomac have the most action in the non-distressed property category
- More than 50% of sales in Gaithersburg and Germantown were SHORT SALES
- Foreclosure SALES were only 16 out of 270 PROPERTIES SOLD!!!!
- There are currently 90 Foreclosures LISTED in the local MLS available for sale
-
There are 551 Short Sales LISTED in the local MLS available for sale as of 11/18/2011
Final Conclusion. .
Please watch this important video that reveals the true nature of our local real estate market
Fernando Herboso
Broker – Solutions Finder
“Don’t Pray For A Miracle. . .expect it!“
Herboso & Associates llc
www.ReallyNiceHomes.com
www.Short-Sales-Expert.com
www.Herboso.com
Office 301.968.0555
Cell 240.426.5754
Fax 888.913.3535
My real estate knowledge is always up-to-date. For expertise you can depend on, call me when you have questions about the market or are ready to make a significant move. . .Quality representation is not expensive, its priceless!
How Much It Costs To Do A Short Sale In Maryland?
September 5, 2011 by admin · Leave a Comment

Our fees and typical closing costs are contingent on short sale approval and are paid for by your lender
We even negotiate for them to pay all your closing costs. .
How much it costs to do short sale:
If you call us. . it will cost you nothing!

The best short sales experts will not charge you anything for their services.
Why?
Because they can provide you with their experience and the assistance needed to sell your house with all costs derived from the sales proceeds.
(In some cases, we find some lenders could refuse paying any HOA or Condo fees to Associations. . depending on circumstances. .call us for more details on this)
In general, a company that specializes doing short sales will conduct each aspect involved in closing a short sale deal to benefit you and your family.

Beware of some companies of other short sales inexperienced agents being confused about their fiduciary services of their clients vs. THE BANK.
You should understand that you may only have one chance to save yourself form a foreclosure using a short sale.
Make sure you hire a SHORT SALES EXPERT to guide you through this complicated process.
How much it costs to do short sale:
Call us. . it will cost you nothing!

Chase Bank Loan Modifications – How to Avoid a Denial
August 30, 2011 by admin · Leave a Comment
One thing you should know about loan modifications with Chase bank. . is that getting it approved is not something that happened in a matter of days.. .most loan modifications take between 3-6 months for getting it approved.
The most disheartening thing for a lot of homeowners is that after all this time. . there still the possibility that after a full 6 months of long wait, you may still get rejected.
Being patient is a virtue when doing a loan modification with Chase.
Want to know different tools, Techniques and Tactics for battling with your bank?
Do you want to save your home?
Do you want to save your credit?
Better get the truth About Your Options. . .
Because. . .
. . and it should
NOT BE
your only option. .
TO avoid A . . .

10 Loan Modification Secrets Your Bank Does Not Want You To Know. . .
Hi, my name is Fernando Herboso and a licensed broker in Maryland that specializes in distressed properties.
Having listed over 100 short sales in the last 4 years, this is a compilation of the HORROR stories that came from all these people that tried to save their homes and couldn’t. . .
Don’t make the same mistakes and read all 10 secrets by going to www.LenderLoanModifications.com

Watch SECRET #5
Watch SECRET #6
Are you standing in line for a loan modification or loan mortification?
Fernando Herboso
I want to work for you. . .this is my bio.
240-426-5754
Chase Loan Modifications short sales Maryland
Bank of America Loan Modifications and Short Sales Maryland
August 30, 2011 by admin · Leave a Comment
Owe More Than Your Home Is Worth in Maryland DC or Virginia?
Looking for a way out.. .
Want to know different tools, Techniques and Tactics for battling with your bank?
Do you want to save your home?
Do you want to save your credit?
Better get the truth About Your Options. . .
Because. . .
. . and it should
NOT BE
your only option. .
TO avoid A . . .

10 Loan Modification Secrets Your Bank Does Not Want You To Know. . .
Hi, my name is Fernando Herboso and a licensed broker in Maryland that specializes in distressed properties.
Having listed over 100 short sales in the last 4 years, this is a compilation of the HORROR stories that came from all these people that tried to save their homes and couldn’t. . .
Don’t make the same mistakes and read all 10 secrets by going to www.LenderLoanModifications.com

Watch SECRET #3
Watch SECRET #4
This is we can offer to you if you are a distressed homeowner:
1. A FREE Loan Modification Kit to homeowners who want to use it to reduce their mortgage payment and avoid foreclosure, you do not have to pay for it. . Nothing to lose here. You can always make a decision to hire somebody else. .we just want to help, our kit is FREE and you don’t even have to return it to get any money back.
2. We help homeowners in near foreclosure stop the clock by assisting them with a short sale on their home. This will always be depending on your lender and your particular situation. .in most cases this can be accomplished.
3. We help you see your options. .we help you avoid BAD LOAN MODIFICATIONS. . we heard them all and I know the difference between a loan modification and a loan mortification. .
Are you standing in line for a loan modification or a loan mortification?
Fernando Herboso
I want to work for you. . .this is my bio.
My direct number is 240-426-5754 if you have any questions. . .
Bank of America Loan Modifications and short sales Maryland
10 Loan Modification Secrets Your Bank Does Not Want You to Know
August 30, 2011 by admin · Leave a Comment
Owe More Than Your Home Is Worth?
Looking for a way out.. .
Want to know different tools, Techniques and Tactics for battling with your bank?
Do you want to save your home?
Do you want to save your credit?
Better get the truth About Your Options. . .
Because. . .
. . and it should
NOT BE
your only option. .
TO avoid A . . .

10 Loan Modification Secrets Your Bank Does Not Want You To Know. . .
Hi, my name is Fernando Herboso and a licensed broker in Maryland that specializes in distressed properties.
Having listed over 100 short sales in the last 4 years, this is a compilation of the HORROR stories that came from all these people that tried to save their homes and couldn’t. . .
Don’t make the same mistakes and read all 10 secrets by going to www.LenderLoanModifications.com

Watch SECRET #1
Watch SECRET #2
This is we can offer to you if you are a distressed homeowner:
1. A FREE Loan Modification Kit to homeowners who want to use it to reduce their mortgage payment and avoid foreclosure, you do not have to pay for it. . Nothing to lose here. You can always make a decision to hire somebody else. .we just want to help, our kit is FREE and you don’t even have to return it to get any money back.
2. We help homeowners in near foreclosure stop the clock by assisting them with a short sale on their home. This will always be depending on your lender and your particular situation. .in most cases this can be accomplished.
3. We help you see your options. .we help you avoid BAD LOAN MODIFICATIONS. . we heard them all and I know the difference between a loan modification and a loan mortification. .
Are you standing in line for a loan modification or a loan mortification?
Fernando Herboso
I want to work for you. . .this is my bio.
My direct number is 240-426-5754 if you have any questions. . .
Hurricane Foreclosure Still Blowing. . . Are You Prepared?
August 29, 2011 by admin · Leave a Comment
Owe More Than Your Home Is Worth?
Looking for a way out.. .
Want to know different tools, Techniques and Tactics for battling with your bank?
Do you want to save your home?
Do you want to save your credit?
Better get the truth About Your Options. . .
Because. . .
. . and it should
NOT BE
your only option. .
TO avoid A . . .

10 Loan Modification Secrets Your Bank Does Not Want You To Know. . .
Hi, my name is Fernando Herboso and a licensed broker in Maryland that specializes in distressed properties.
These last four years have been very challenging for many people. I have seen and heard many types of loan modifications and foreclosure rescue scams.
I figure the way I can prove to you that I’m not one of them is to tell you upfront:
I will never charge you a fee for our services. We negotiate our own fees with the lenders we will protect you from. .
I’m only here to help you through a difficult time, help you and treat you with the respect you deserve.
I consider myself an educator above and beyond anything else. I have listed over 135 short sales in the last 4 years and I heard all the stories. .this is a compilation of my experiences and my warning to you. . Don’t be fooled by individuals, companies or attorneys that want you to pay them hundreds to thousands of dollars up front. .most often they play the numbers game and prolong the pain for you and your family.
This is what I offer to you. .
1. A FREE Loan Modification Kit to homeowners who want to use it to reduce their mortgage payment and avoid foreclosure, you don not have to pay for it. . Nothing to lose here. You can always make a decision to hire somebody else. .we just want to help, our kit is FREE and you don’t even have to return it to get any money back.
2. We help homeowners in near foreclosure stop the clock by assisting them with a short sale on their home. This will always be depending on your lender and your particular situation. .in most cases this can be accomplished.
3. We help you see your options. .we help you avoid BAD LOAN MODIFICATIONS. . we heard them all and I know the difference between a loan modification and a loan mortification. . see our postcard below… .and you’ll get the idea
.. . .are you standing in line for a loan modification?
Finally, we hold your hand and point to you the clear options you face today. . and we ALLOW you to make the right decision.
READ MORE ABOUT WHY YOU SHOULD USE OUR SERVICES HERE
Fernando Herboso is not associated with the government, and its services have not been approved by the government or the consumer’s lender. Your lender may not agree to change your loan and/or agree to a short sale. If you stop paying your mortgage, you could lose your home and damage your credit rating. You can stop doing business with Herboso & Associates llc at any time. You can accept or reject any offer Herboso & Associates llc obtains from your lender. If you reject the offer, you don’t have to pay the company’s real estate commission as outlined in the listing agreement. There is no guarantee you will get the results you seek from a short sale.Herboso & Associates llc does not provide legal advice. Seek legal counsel. Should you hire Herboso & Associates llc, you may still communicate with your own lender. Herboso & Associates llc and any of their representative agents will not charge upfront fees under any circumstances to the homeowner.
Fernando Herboso
I want to work for you. . .this is my bio.
My direct number is 240-426-5754 if you have any questions. . .
Vanishing Equities? Real Solutions – Painful Solutions
August 8, 2011 by admin · Leave a Comment
At the height of the real estate boom, double-digit rises in home equities meant customers could pull out money from the increased home equity to help themselves and help the economy by making major purchases.
Well, no more.
We have seen the end of this life style that they could really not afford. The equity ATM card from these homes have completely vanished and that is why we are in perilous times as far as the economy goes.
Conditions are changing, in many areas of the country, real estate price levels are flattening out and even not rising in some real estate markets. In the Washington Metropolitan area real estate prices have become somewhat stable but still the consequences have affected million of families across this nation.
With little or no increase in home equities, . . Homeowners could never find themselves in such a tight spot like the one today.
For the first-time since the 1930′s depression real estate is being tested by the number of foreclosures and homeowners being underwater.
Some people are even questioning if being homeowners these days is more of a liability than an asset?
As a seasoned veteran Real Estate Investor/Broker specializing in Distressed Properties I came to the conclusion that real estate being used as a primary residence should not be looked upon as an investment comparing to stocks or commodities.
We all need a roof over our heads and we will always have to make an investment in a monthly basis for this. . .(unless you are one of the few fortunate that do not have a mortgage on their homes)
Take it as it comes. . You have a house. You make it a home and if it performs as an investment on the long run. .then consider yourself lucky.
If you are trapped in a situation where you can’t pay your mortgage payments /debts and you are desperately seeking a solution?
You should consult with an experienced professional that deals with distressed properties to give you all the options you may have at this point.
Understand that this applies only to real estate. .. you may have to combine your situation with your current economic situation where an experienced attorney should be consulted to cover all your bases.
The worst step I see many people take in INACTION
Remember, 
Don’t paint yourself into a corner and once you run out of money.. and only then ask for help




























How can we help you?




























