ReallyNiceHomes.com » Divorce http://reallynicehomes.com Real Estate by Herboso & Associates Sat, 04 Feb 2012 19:48:07 +0000 en hourly 1 http://wordpress.org/?v=3.3 Test http://reallynicehomes.com/short-sales/divorce/test-2/ http://reallynicehomes.com/short-sales/divorce/test-2/#comments Wed, 30 Mar 2011 14:56:24 +0000 admin http://reallynicehomes.com/short-sales/divorce/test-2/ #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } From Microsoft Word   Thanks,   Fernando Herboso]]> #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; }


From Microsoft Word

 

Thanks,

 

Fernando Herboso

]]> http://reallynicehomes.com/short-sales/divorce/test-2/feed/ 0 TV Interview About Short Sales and the Ramifications – What You Should Do? http://reallynicehomes.com/featured-properties/tv-interview-about-short-sales-and-the-ramifications-what-you-should-do/ http://reallynicehomes.com/featured-properties/tv-interview-about-short-sales-and-the-ramifications-what-you-should-do/#comments Thu, 10 Feb 2011 16:48:49 +0000 admin http://reallynicehomes.com/featured-properties/tv-interview-about-short-sales-and-the-ramifications-what-you-should-do/ #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } From time to time we are contacted by news organizations for an interview. Such was the case yesterday. They were very accommodating and came directly to me for a 30 minute interview were I pointed out the problems with loan modifications, my eBook www.AdiosLender.com and the future of young buyers that I label them as [...]]]> #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; }


From time to time we are contacted by news organizations for an interview.

Such was the case yesterday. They were very accommodating and came directly to me for a 30 minute interview were I pointed out the problems with loan modifications, my eBook www.AdiosLender.com and the future of young buyers that I label them as the  new “Foreclosure Generation”

Some of them have witnessed their parents lose their homes and the American Dream is not real for them anymore. ..

They  are the future first time homebuyers that will play a significant role in the real estate recovery of our country

As  Real Estate Professionals, is our duties to preserve the “DREAM” of the American Dream!

Interview

As soon as we get a copy of the final product we will post it in our website and blogs.

Read the eBOOK that landed us this interview:

Short Sales

Meanwhile, if you would like to discuss your options if your mortgage is underwater, give me a call @ 240-426-5754

www.AdiosLender.com

Fernando Herboso

Broker – Solutions Finder

“Don’t Pray For A Miracle. . .expect it!”

Herboso & Associates llc

www.ReallyNiceHomes.com

www.Short-Sales-Expert.com

Office 240.898.1848

Cell    240.426.5754

Fax   888.913.3535

My real estate knowledge is always up-to-date. For expertise you can depend on, call me when you have questions about the market or are ready to make a significant move. . .Quality representation is not expensive, its priceless!

]]> http://reallynicehomes.com/featured-properties/tv-interview-about-short-sales-and-the-ramifications-what-you-should-do/feed/ 1 How Can A Short Sale Affect My Credit? For MD and VA Homeowners http://reallynicehomes.com/short-sales/how-can-a-short-sale-affect-my-credit-for-md-and-va-homeowners/ http://reallynicehomes.com/short-sales/how-can-a-short-sale-affect-my-credit-for-md-and-va-homeowners/#comments Thu, 03 Feb 2011 23:30:46 +0000 admin http://reallynicehomes.com/short-sales/how-can-a-short-sale-affect-my-credit-for-md-and-va-homeowners/ #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } You will suffer some damage to your credit report with a short sale . . there is no way you can protect yourself 100% from this. . But there are ways how you can avoid the maximum penalty that your credit rating could suffer In general, here’s what happens: A short sale will not be [...]]]> #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; }


You will suffer some damage to your credit report with a short sale . . there is no way you can protect yourself 100% from this. .

But there are ways how you can avoid the maximum penalty that your credit rating could suffer

In general, here’s what happens: A short sale will not be as damaging as a foreclosure per say to your credit. . .but,

Learn about the trick and traps you may encounter while trying to do a short sale and how the person helping you plays such a huge role. .

Watch this video. . .

How Affect Credit

Fernando Herboso

Broker – Solutions Finder

“Don’t Pray For A Miracle. . .expect it!”

Herboso & Associates llc

www.ReallyNiceHomes.com

www.Short-Sales-Expert.com

Office 240.898.1848

Cell    240.426.5754

Fax   888.913.3535

My real estate knowledge is always up-to-date. For expertise you can depend on, call me when you have questions about the market or are ready to make a significant move. . .Quality representation is not expensive, its priceless!

Technorati Tags: short sales,short sales realtor maryland

Short Sales Maryland

]]> http://reallynicehomes.com/short-sales/how-can-a-short-sale-affect-my-credit-for-md-and-va-homeowners/feed/ 0 The First Ever Interactive Video About Short Sales and Loan Modifications . . http://reallynicehomes.com/featured-properties/the-first-ever-interactive-video-about-short-sales-and-loan-modifications/ http://reallynicehomes.com/featured-properties/the-first-ever-interactive-video-about-short-sales-and-loan-modifications/#comments Fri, 19 Nov 2010 18:19:06 +0000 admin http://reallynicehomes.com/featured-properties/the-first-ever-interactive-video-about-short-sales-and-loan-modifications/ #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } This is probably the first interactive video about short sales and loan modifications in the whole world.. . We use the latest technology to bring you our message. . We assist homeowners that are under the stress of losing their homes. . We show them  a direct path to conclusion . . and stress free [...]]]> #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; }


This is probably the first interactive video about short sales and loan modifications in the whole world.. .

We use the latest technology to bring you our message. .

We assist homeowners that are under the stress of losing their homes. .

We show them  a direct path to conclusion . . and stress free life.

 

Watch the video below and you participation will be  required. . . you will be asked questions and your answers will eventually lead you to the best possible option when you are losing your home . . .

WATCH IT NOW!

arrowdown

 

Project6

Watch the video above to find the answer. .


Short Sales, Loan Modifications, Maryland, Virginia

]]> http://reallynicehomes.com/featured-properties/the-first-ever-interactive-video-about-short-sales-and-loan-modifications/feed/ 0 “SHORT SALES” Avoiding Foreclosure HELL http://reallynicehomes.com/featured-properties/short-sales-avoiding-foreclosure-hell/ http://reallynicehomes.com/featured-properties/short-sales-avoiding-foreclosure-hell/#comments Fri, 12 Nov 2010 23:17:42 +0000 admin http://reallynicehomes.com/featured-properties/short-sales-avoiding-foreclosure-hell/ #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; }   I hear this question very often. .   What is a Short Sale? The simplified version. . .     Mortgage Underwater? . . You are hoping the problem will go away. . You pay and pay and pay. . .and soon discover. . You get into deeper debt. .by cashing in your 401K [...]]]> #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; }


 

I hear this question very often. .

 

What is a Short Sale?

The simplified version. . .

 

 

Mortgage Underwater? . .

Project12

You are hoping the problem will go away. .

Project4

You pay and pay and pay. . .and soon discover. .

empty-pockets

You get into deeper debt. .by cashing in your 401K

12512497012842435

 

Bank Savings. . .Your Kid’s College fund. .

You don’t know what to do?

Project6

in desperation you start borrowing money from friends and is . . just to pay your bills? . .

Your Visa & MasterCard Get.. .

Project3

 

You then  call your lender and ask for a loan modification. . .

Project1

You feel you are losing it. .  .

Short sale 2

 

You are losing all control. . .

The lender loses your paperwork . . hours on the phone. . . on hold . .

they don’t seem to care. .

Short sale 2

Nothing can help you now. .

Short sale 2

 

Short sale 2

 

 

 

 

Then a glimpse of hopefulness. . . becomes evident on the distance. .

Short sale 1 

 

 TO HELP YOU AVOID. . .

 

flames

 

 

 

 Copy of red-arrow-curved-downright1 short sales help 

 

We are your safety net. . .

Fernando Herboso

Short Sales Expert

240-426-5754

MD, DC and VA

loan mod

]]> http://reallynicehomes.com/featured-properties/short-sales-avoiding-foreclosure-hell/feed/ 0 Sell Your Home http://reallynicehomes.com/short-sales/la-obligacion-moral-de-los-hispanos-cuando-pierden-sus-casas/ http://reallynicehomes.com/short-sales/la-obligacion-moral-de-los-hispanos-cuando-pierden-sus-casas/#comments Thu, 21 Oct 2010 01:19:31 +0000 admin http://reallynicehomes.com/short-sales/la-obligacion-moral-de-los-hispanos-cuando-pierden-sus-casas/ #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } Sold In 9 Days! “Why Nobody Bought Your House and What TO DO About It!.”]]> #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; }


Sold In 9 Days!

short sales help

“Why Nobody Bought Your House and What TO DO About It!.”

fore

]]> http://reallynicehomes.com/short-sales/la-obligacion-moral-de-los-hispanos-cuando-pierden-sus-casas/feed/ 0 The Business Case to Stay Or Not Stay When Your Mortgage is Underwater http://reallynicehomes.com/short-sales/the-business-case-to-stay-or-not-stay-when-your-mortgage-is-underwater/ http://reallynicehomes.com/short-sales/the-business-case-to-stay-or-not-stay-when-your-mortgage-is-underwater/#comments Fri, 01 Oct 2010 15:22:16 +0000 admin http://reallynicehomes.com/short-sales/the-business-case-to-stay-or-not-stay-when-your-mortgage-is-underwater/ #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } If you find yourself in a situation where your mortgage  is underwater and you are enduring a hardship. . . Reading the following could literally save you tens of thousands of dollars. . . This is an excerpt from our eBook www.AdiosLender.com   The Short Sale Decision of a Lifetime www.AdiosLender.com “Don’t let the real [...]]]> #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; }


If you find yourself in a situation where your mortgage  is underwater and you are enduring a hardship. . .

Reading the following could literally save you tens of thousands of dollars. . .

This is an excerpt from our eBook www.AdiosLender.com

 


The Short Sale Decision of a Lifetime

www.AdiosLender.com

“Don’t let the real estate crash destroy your family’s financial future.
With this eBook you will learn how some people are saying
ADIOS to their LENDER and STARTING a new life again.”

www.AdiosLender.com

Short  Sales Maryland

]]> http://reallynicehomes.com/short-sales/the-business-case-to-stay-or-not-stay-when-your-mortgage-is-underwater/feed/ 1 Short Sales and the Moral Dilemma Facing Homeowners Today http://reallynicehomes.com/short-sales/short-sales-and-the-moral-dilemma-facing-homeowners-today/ http://reallynicehomes.com/short-sales/short-sales-and-the-moral-dilemma-facing-homeowners-today/#comments Fri, 01 Oct 2010 13:47:08 +0000 admin http://reallynicehomes.com/short-sales/short-sales-and-the-moral-dilemma-facing-homeowners-today/ #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } What to do now? Your mortgage is underwater and you have a financial hardship. . You may be involved with a loss of a job, divorce, arm loan adjusting, or simply find themselves struggling month after month keeping your lender happy. . .while you slowly lose control of the little savings you had.. disappearing. This [...]]]> #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; }


What to do now?
Your mortgage is underwater and you have a financial hardship. .
You may be involved with a loss of a job, divorce, arm loan adjusting, or simply find
themselves struggling month after month keeping your lender happy. . .while you
slowly lose control of the little savings you had.. disappearing.
This situation is disturbing in any case. The fact is that in the beginning of your home
purchase you had many dreams and life fulfilled goals, You never suspected that the
value of your property would cause the bottom to fall out and put you in the situation
you find yourself currently in.

Add to this mix, the moral obligation you face trying to make sense of it all. .

Check my video for some answers. .

 

www.AdiosLender.com

“Don’t let the real estate crash destroy your family’s financial future.
With this eBook you will learn how some people are saying
ADIOS to their LENDER and STARTING a new life again.”

]]> http://reallynicehomes.com/short-sales/short-sales-and-the-moral-dilemma-facing-homeowners-today/feed/ 1 Short Sales Maryland: How to Save Your Credit, Your 401K and Avoid a Foreclosure http://reallynicehomes.com/short-sales/short-sales-maryland-how-to-save-your-credit-your-401k-and-avoid-a-foreclosure/ http://reallynicehomes.com/short-sales/short-sales-maryland-how-to-save-your-credit-your-401k-and-avoid-a-foreclosure/#comments Wed, 29 Sep 2010 22:00:23 +0000 admin http://reallynicehomes.com/short-sales/short-sales-maryland-how-to-save-your-credit-your-401k-and-avoid-a-foreclosure/ #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } Many homeowners in Maryland are taking too long making a decision what to when they find themselves with a mortgage underwater . .  . . .even with a hardship that reduced their income and they are unable to pay for their mortgage.   Check this video and see how to take ACTION to protect any [...]]]> #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; }


Many homeowners in Maryland are taking too long making a decision what to when they find themselves with a mortgage underwater . .  .

. .even with a hardship that reduced their income and they are unable to pay for their mortgage.

 

Check this video and see how to take ACTION to protect any little savings you may have. . .and avoid a foreclosure.

 

 

To see the many options available for homeowners and see actual examples of what some homeowners are utilizing to say ADIOS to their LENDERS. .

www.AdiosLender.com

]]> http://reallynicehomes.com/short-sales/short-sales-maryland-how-to-save-your-credit-your-401k-and-avoid-a-foreclosure/feed/ 0 Short Sales and Divorce http://reallynicehomes.com/short-sales/short-sales-and-divorce/ http://reallynicehomes.com/short-sales/short-sales-and-divorce/#comments Fri, 12 Mar 2010 21:13:21 +0000 admin http://reallynicehomes.com/?p=256 #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } SHORT SALE and DIVORCE What can you do if your love nest needs to be SOLD quickly and you owe more than what the home is worth?  Getting out from under your home mortgage is a big deal during a divorce. What was once the home of your dreams for the both of you. . [...]]]> #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; }


SHORT SALE and DIVORCE

Maryland Real Estate

What can you do if your love nest needs to be SOLD quickly and you owe more than what the home is worth?
 
Getting out from under your home mortgage is a big deal during a divorce. What was once the home of your dreams for the both of you. . now has become an impediment of major proportions when you decide to split.

Do you know that the fact you are getting a divorce. .could be the hardship you need  to sell your home as a short sale?

A short sale does give you the leverage to get rid of such a burden and start fresh again.

If neither one of you can afford your house alone, simple sell it.

This is the time where our experience can help you put this together. .

We know the goal. . 

Managing Your Finances During a Divorce with an Experienced Realtor To Sell Your Home. . Could Be The Difference You Are Seeking For. . 

In case you are wondering. . 

How Much A Short Sale Cost Me After All?

foreclosures“A short sale could be the option you are looking for”

In a short sale you SELL YOUR HOUSE

In a Foreclosure. . . YOU LOSE IT!

short sales maryland

Click on my eBook about Short Sales.. .to have a clearer vision if you could use a SHORT SALE in order to start a new fresh start.. .you must have a hardship to qualify.

Realtor
Fernando Herboso is a Certified Distressed Property Expert 
Short Sales Maryland

and a Gold Member Certified Default Resolution SpecialistTM with (CDRS)

short sales specialist
You can call  (Fernando Herboso) directly  @  240-898-1848 ext #1 
or email : Fernando@Herboso.com

We can help you directly in Maryland, DC or Virginia

outside our area. ..we can guide you to a local true professional that cares and  loves helping people avoid a foreclosure as much as we do!

Just give me a call or email me to Fernando@Herboso.com


Short Sales Maryland 

 

 

 

 

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